amg3268 review for Retinol Cream 2.5%

Naturium describes this cream as a “skin perfecting moisturizer formulated with a photostable, synergistic blend of encapsulated retinol, a natural bio-retinol and bakuchiol, a plant-derived retinol alternative that nourishes skin while diminishing the look of fine lines, wrinkles, hyperpigmentation and uneven texture.” For the most part, this white cream doesnt have a noticeble, lingering scent. Its a little thicker than your average moisturizer so its more nourishing and less irritating than a retinol serum. Initially, I was nervous to try this product as it claims to be a pretty high % (I think 2.5%?), and I wanted a product for neck and chest tightening. Let me tell you, I used this cream on my neck DAILY and had no irritation. This was shocking to me because my neck has the most sensitive skin. I think encapsulated retinol is my new go to for this area with how gentle it is!